Tips For Roof Insurance Claims

Roof Insurance Claim FormExtensive damage to a roof can be very concerning for homeowners. The process of filing for an insurance claim can be a long and drawn out process that causes mostly headaches for everyone involved. But it doesn’t have to be that hard. At Sunshine Roofing LLC, we offer roof insurance claim assistance so that homeowners are never overwhelmed by the process and can complete a satisfactory claim as soon as possible. Check out some tips below:

Audit Your Insurance Policy

We all know reading through a policy can be painstaking. That’s why we recommend calling your insurance provider with specific questions. Some of the questions to have ready for asking are:

  • Does The Policy Account For Depreciated Value?
  • Does The Policy Consider The Age of The Roof Structure?
  • Do You Have Inspectors On Staff Who Verify The Claim?

These are some of the questions to be mindful of. In some cases, your provider will volunteer this information as soon as you mention your reason for calling. It is important to be 100% accurate about your claim, as most insurance companies will in fact send a staffed inspector to check on the validity of your claim.

Gather / Generate Documents

There are several documents you will need to provide in order to claim the insurance money. This helps verify the legitimacy of your claim and prevents against acts of insurance fraud that can result in severe penalties. Some of the documents you will need to provide are:

  • Estimates
  • Invoices
  • Post-Damage Photos
  • Pre-Damage Photos

In some instances, pre-damage photos are already in the records of your insurance company. If not, they are likely to be in your personal records. All homeowners should have pictures of their home that can be used in situations like this. Call 772-260-8195 for roof insurance claim assistance.